Independent Mortgage & Protection Advice
Mitchell Moneypenny is headed up by Nicola Mitchell-Brown BA (Hons) CeMAP – a fully qualified mortgage and protection insurance adviser who currently works as a Mortgage Introducer to ‘The Finance Roome’*.
Having passed all her relevant examinations and with over 20 yrs financial services experience, Nicola began working as a mortgage adviser and introducer in September 2016. Having received such excellent service for her own mortgage and financial needs, Nicola now works with The Finance Roome - a Cheltenham-based (FCA regulated) firm run by Ellen Roome, an award-winning business leader, mortgage adviser and in many ways a bit of a local celebrity, with great contacts across Gloucestershire!
Nicola and Ellen have together helped lots of people buy their first property or even a second rental property, when other advisers offered little hope or ideas. Many of Nicola’s recent clients are Polish or Eastern European; some have previous credit issues and others had mixed self-employment and erratic income backgrounds….but all could be helped with innovative ideas and access to some really special mortgage and insurance deals.
Need a Mortgage or Considering a Remortgage ?
Last year base rates increased for the first time in over a decade and many people saw mortgage repayments increase. Despite this, there are a huge range of new lenders competing for clients, which means there are some excellent mortgage deals available – particularly for fixed-rates, which can provide much greater reassurance and in many cases, actually reduce your current monthly repayments.
Self-Employed Mortgages & Insurance Services
Many people still struggle with getting the best mortgage and financial advice because they feel their self-employed status may well be a problem. The good news is that nowadays there are lots of new regulations which take into account affordability and suitability over and above pure income streams. Nicola can talk you through all the options available and then introduce you to Ellen and her team to find some excellent solutions which are ideally tailored to your specific needs – both for mortgages and insurance/protection.